Necole Cayton Professional Article


Hello my name is Necole Cayton and my
topic is on Financial Aid The first article I chose was titled
Implications of Financial Aid What College Counselors Should Know by Joe Paul Case We will cover in article A an overview
of financial aid, stress that may have financial implications and limited
resources for international students and undocumented people. Overview of financial
aid almost anyone going to college can receive financial aid this can be at the
undergraduate level or gradual level you can go to school full-time or
part-time unfortunately resources are limited for people who are undocumented
or international students. Students can receive grants and scholarships which
does not need to be paid back unlike student loans grants are
typically based on qualifications such as academic athletics and leadership on
the other hand loans are based on financial need. Stress that may have
financial implications academics the stress tied to having good grades be
eligible for a scholarship and financial aid family undergraduate students may
depend on their parents which can cause stress because the student can feel like
a financial burden parental expectations and student behavior the transition from
high school to college can be stressful for students being in a new environment
learn to study and the face of college itself is different being free is new
for most students that depend on their parents which can cause the student to
act out and then the parent not wanting to pay for their schooling Stress that may have financial
implications continued the independent student may be stressed trying to
balance work and raising a family while trying to balance academics to keep
financial aid and other problems. Classism students feel as if they don’t fit in
especially students that come from a lower income household may feel the
stigma of receiving financial aid as I As mentioned earlier financial aid is
rewarded to people that are US citizens sometimes people come to the United
States as a child and receive education K-12 with no
problem that is until a person status shows learn immigrant most wind-up
paying out-of-state tuition the same is true for international students the next
article I am going to do is called Jumping through the hoops to get
Financial Aid for College Students who are Homeless by Rashidah, Ruth and
Barbara. I will go over what is the college cost reduction act and Access
Act of 2007 the win and why questions the methodology chosen for the article
is an interview to help understand the practices that financial aid I will also
go over the students perspective of financial aid
lastly financial aid administrative perspective which covers the
identification process and the fear of fraud you ever apply for your FAFSA see the
option at the bottom what happens when a student is unable to share their
parental information or their FAFSA this is where the College Cost Reduction
and Access Act of 2007 comes into play the College Reduction Act happened
on September 2007 the policy was made to improve unaccompanied and homeless as
well as people that are supporting themselves to go to college it is a lot
of people that are at risk of being homeless an example the students living
raises may not be working out as well the methodology was interviews as
mentioned before the study looked at 20 participants that were homeless the
participants were in transitional housing outreach programs and shelters
the participants that were homeless did a face-to-face interview which was
recorded by tape the energies were 60 minutes for homeless students there were
eight financial aid administrators the methodology for this study was an
interview as mentioned before the financial aid administrators did their
interview over the phone where I believe as well as 60 minutes. The students
perspectives is they understand the importance of the education of their
education how it can often help them build their future understanding that
college education can give them the tools to have a stable career and better
their financial situation the barriers to receiving financial aid for students
– shelter is more complicated students have trouble finding someone to sign off
on their paper work that proves that the student is homeless students that stay
in a shelter able to have a direct sign off on their paperwork financial aid administrators
perspectives some students are not straightforward with sharing their
status on homelessness than the FAFSA does not mention any information sharing
a student is homeless. The student did not click the circle unable to share
parents information the student will come in the office and share that they
are homeless with an administrator. Financial aid workers feel empathy
towards students trying to provide their our identity of them being
homeless because the process can be difficult verification letters let’s
share the student is homeless and two more additional papers that provide
proof of homelessness which cannot be friends. The fear of fraud was evident when
it came to financial l aid administrators wary that students would
not really be homeless.

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