America’s Student Debt Crisis: Jessie’s Story | Consumer Reports

I hate talking about it. I’m not going to lie. That’s why I didn’t
even want to do this. Because I hate talking about it. I did not really think about
the finances, you know. Looking back now, seeing
state school was so much less. That never crossed my mind. I knew that college
was expensive and I just thought everybody
took out student loans and that’s just how you did it. You know, unless you
had millionaire parents or something. I think my mom believed, like
me, that it was just a process. If you do the right things,
if you go to college and you get the good grades,
then it should all just kind of work out. So I don’t think
she really worried about the finances as much. She did make it clear
from the beginning that she wouldn’t be
able to pay for it. And that it would be all on me. I, myself, didn’t go to college. So I didn’t have a whole
lot of experience with it. And Jessie was the
first one out my kids that was going to college. So I didn’t ever really
plan on it, I guess. I went to La Salle
University and I majored in criminal justice. I chose La Salle
because, in my mind, it was what college
should look like. And this is another reason
why I feel like 18-year-olds shouldn’t be allowed to
make these huge decisions on their own totally. Because I just thought it
looked like a nice school. It was a small campus setting. I had the ability to be a big
fish in a little pond there, which I liked. I just viewed it
as, well, I’m going to take out these loans anyway. And at that time, I
was working at Wendy’s. So if you were telling me
$18,000 vs. $35,000 a year, it all seemed like a
million dollars to me. Growing up, it was just
my mom and my two sisters and I. I didn’t know my dad. I met him when I
was 18, actually. So it was just us four
girls sticking together. I had my aunts and uncles
and my grandma in my life. They were heavily
involved in everything. So it was like it takes
a village, you know. Well, when they were
young I pretty much was in the restaurant business. Because I didn’t want to
put them in daycare and I didn’t want to not be there
with them during the day time. My sister raised her
family in our hometown for the first part
of Jessie’s life. And we did everything together. We spent regular evenings
together, birthdays, vacations. My mom really didn’t let us
in on how much things cost or bills. And I think that
was a part of her not trying to put
that burden of being a single parent and any
kind of struggles on us. We shopped at Kmart. She always went to yard sales. So I knew that saving and
being frugal was important. But beyond that, not so much. Well, the reason I
decided first of all to not co-sign or take out
any loans for her first year was because I wasn’t
in a comfortable spot with her behaviors at that time. When she was in senior year,
she started coming home with different friends. And I was not loving these
relationships at all. I just didn’t trust her. So that’s why she
had to call my sister and asked her for the loan. Which did make me
feel pretty bad. But I said if you make it
through the first year, I have no problem. She was about to go down
one path or the other. And I figured that first year
was going to make or break her. Jessie called me and asked me
if I would co-sign a student loan for her. And I loved her very dearly. If you don’t help someone that
you love, who do you help? I did understand that
there was risk in that. Because I knew that
that was going to be tied to my financial history. There was an understanding
that it was her responsibility to pay it back. It was always that
it was going to be a loan that was in my name. But Jessie was solely
responsible for paying. I said, if you want
to go to school, then you’re going to pay for it. I believe my first student loan
payment was about $140 or so. Which I thought,
oh, this isn’t bad. And that’s because I put
them all on the lowest payments possible and put them
on deferments and forbearances. So they weren’t all
quite in repayment. So by the following year, it
was already up to, like, $600. When I was signing
for my student loans, I had absolutely no clue
what that would mean for me in my current life now. I never even bothered
adding up how much it was. I thought, you
know, surely I would be able to pay for these loans. They wouldn’t set me
up for failure, right? The community that my
mom lives in now is definitely more
of an urban area. It’s not really the
safest, cleanest. We’re on our way to
American Education Services, where I ironically used to
work as a loan collector there. It just really
opened my eyes as far as what I was going to
probably be dealing with myself in the very near future. So it scared me a little bit. At that time, I was just really
looking for any kind of income knowing that I was going to
soon have to start paying back my student loans. I think their starting wage
at AES was about $12.50 or so. I had only ever really
made minimum wage. I had only made maybe,
at the most, $8 an hour. I talked to a lot of
moms that were, you know, they’re telling me I’m
not going to pay this. I have kids to feed. And if I have to choose between
feeding my kids and the loans, you’re not going to get
any payments from me. I discovered through
consolidating and researching a lot about the student
loans that there’s this public service
loan forgiveness. So that’s for
government employees. And my mom happens to work
for the federal government. After 10 years, if you
make on time payments, then you’re eligible
for forgiveness. Whatever is left
over at that time. I can retire in a year from now. But knowing that there’s
this forgiveness plan makes me question every day
that, what am I going to do? Time to make some sales. After AES, I went to work
for Sundance Vacations, which is my current employer. They pay commission only. So I help the folks that
come in there try and find a vacation package that
would work for them. When I first started
there, I still had the intentions of going
forward with law enforcement. I know myself a lot
better now to know I don’t think I want to risk my life. Right now I live in
Northeast Philadelphia. And I just rent
a little bedroom. It’s $400 a month. And it’s the most affordable
thing I can do right now. I barely have
savings in general. The money I make is the money
I use for bills and for living. And I want to start saving. They have an option
for a 401(k) at my job. But I just can’t see them
taking out anything more. Especially since I don’t
get a steady paycheck. And I don’t know what to
expect to make every time. I had always thought this far
out of college, in 6 years, I would have pictured my life
a lot more progressed by now. I would have pictured me with
a family, maybe buying a house. You know, definitely at
least living on my own and being independent
in that way. How does the debt make you feel? It makes me feel very sad. And I feel like
I’m going to cry, so we’re going to have to stop. There was a time when she
called me on the phone. And at that point,
she wasn’t making it. And she was just crying. And I was crying. And I’m outside my office. And I’m hysterical,
just like this, because this is what it
does to me all the time. When we really start
talking about it. My head races a
million different ways of how can we do– How
can we get rid of this? Like how? I feel a ton of pressure
that the loans are not just in my name. If they were just
in my name, I don’t think I would be caring quite
as much that they were always on time. So I would never
do that to them. I just couldn’t do that. I would pay those ones
that have their names on it before I pay my own. This is my vision board. This is kind of the main
thing that I have on here. You can see it’s
right in the center. Because to me it’s
the most important. If you can see, they say
all the balances are zero. So I just really believe
that one day I will have all these loans paid off. When I was backpacking
in Central America, I actually took a tour– it
was called a “booze cruise,” catchy title– and it was just
one of the most fun experiences that we had down there. And when I went to
Panama, they didn’t really have anything like that there. So we have the idea of trying
to start a tour company down there. And hopefully it’s that idea. And if it’s not that,
then something else. Other than my friendships
and my experience at La Salle you know, my degree is
not helping me in any way. So for that reason,
I don’t regret it. But I do regret how I
went about paying for it. Do I think that Jessie’s college
education has been worth it? $90,000 in debt is a large debt. And she’s not
working in the field that her college degree
prepared her for. It’s a very high price to pay. I feel like I’m being
responsible with the loans. I’ve never been
delinquent or defaulted. At this point, I feel like
they’re never going down. So until I have
$90,000, that’s when I feel like I’m going
to be able to pay it. Because the little payments
aren’t doing anything. So whether I put it on
forbearance for a month or two, it’s not really affecting,
in my mind, that much. I don’t feel like I’m a victim
because I did do everything by choice. Nobody forced me to do anything. But I do feel like I was
led into the situation kind of blinded. I don’t think that I
have a terrible life. I’m not complaining. I’m very blessed. And I know there’s a lot of
people out there with way worse situations. It’s not that everybody
should care because I’m not able to progress in life. It’s that it’s affecting
a whole generation. If I could do it
all over again, I would have definitely
went to community college first and tried to
pay my way through. Or maybe even travel first. There’s a limited
time in life where you’re able to just take
off with no strings attached and not too many
responsibilities. If you do that and come
back and you know yourself better than maybe before you
invest $90,000 into something you’ll actually use
your degree at the end. I think what I would tell
other parents at this point, they really have
to do the research. And looking back at it now, I
wish that I educated myself. Because nobody’s going to put
more of their heart and soul in it then you when it’s
something that you’re trying to do for your child.

100 thoughts on “America’s Student Debt Crisis: Jessie’s Story | Consumer Reports”

  1. I went to one semester of college, and quit. It was all nonsense, partying, screwing, getting your head filled with liberal crap. Went in military and spent some time in the big sandbox. Did my time, and joined an electrician’s union. By age 27 I was making 90k a year. At 35 I made 121k. I owned my own home without a mortgage at 28.

    But I’m just an uneducated conservative bigot redneck, what do I know.

  2. Did you or did you not sign on the dotted line to receive the student loans? You had to sign for each semester, each year, so you signed saying you are obligated to pay over and over and over…

  3. La Salle University $41,000 per year.
    Washburn University $8,000 per year. <— VERY GOOD CRIMINAL JUSTICE PROGRAM!!!
    I have ZERO interest in bailing you out because you are a dumbass!!!

  4. So, to sum it up, you went into debt going to a college that's too expensive to get a degree you aren't going to use. I'm sorry your family and the liberal school system failed you. To anyone getting ready to go to college, START CHEAP. A degree is a degree. I work in the Denver Tech Center and am constantly around CEOs, CFOs, partners, lawyers … trust me. A degree is a degree. It's a piece of paper. You aren't going to learn jack $h!+ earning it and your employer will know that. For all but a few of us, it isn't going to matter if you went to Yale or Wichita State. You got a degree, and when you get that first job, you are going to start at the bottom. You don't know anything. Seriously. You don't know anything!! Put in the time. Do the work. Excel! Move up. It's okay if you aren't the CEO by 29 yo. That's normal. Erase all the feel good lies you got in your liberal education. There's no safe place in the real world.

  5. The student loans were originally part of the population control strategy so people can continue to work and they predict people will live longer in the future so they need this loan to trap people in so everybody need to work. If every1 is financially free and live like prince Charles, this society will fall apart. So I highly doubt that they will cancel all the student loans.

  6. if you sign your name……… like MEN DO…….. FEMALES need to be responsible for themselves. Being equal means you TAKE CARE OF YOUR FINANCES………..females were made to have babies….. thats it………..females should understand that this is the big leagues.

  7. "18 year olds shouldn't be able to make these decisions on their own"… Yeah, they should. And they should be held accountable for those decisions. Can you blame them though, after having so many worthless HS guidance counselors and aptitude tests tell them they can do whatever they way? Never mind the basics of economics… supply and demand are related, and the more options employers have, the lower they can set the salaries to get qualified workers. Universities need to be ready for their day of reckoning. There will be a bubble and they will topple. Bloated pay rolls and retirement plans for poor performing overpaid tenured professors will come crashing down. Top-heavy administration departments will be slashed. Trusts and grants will dry up.

    If you want to see education costs really take off, let the government have full control of it. It will become almost as bad as Congress voting for their own salaries.

  8. Manufactured crisis. Go to a school you know you will be able to afford with the degree you obtain. Your bad math is not anyone's fault but your own.

  9. Lol, I love seeing low IQ people finally realize the repercussions of their poor decisions.

    Then I realize that's 3 more people dependant on my tax dollars and I get sad.

  10. I thought of a possible compromise, the government covers one year of tuition in exchange for one year of Social security benefits. In other words if you go for 4 years of college debt forgiveness by the government you will not be eligible for Social security until 4 years later than you would have been eligible.

  11. I've noticed that more and more young people with debt want to move away from the USA now. The debt in the USA that the FED encourages is becoming suffocating. You used to be able to work for 5 years, save everything you made, then be able to pay off an average home with that cash. Now you have to work 13-20 years to save up for a home to buy with cash now. It makes no sense. Time to leave this country and the indentured servitude that the banks want and have planned for you.

  12. That's on them. If they wanted higher education then they had zero business getting grades too low to qualify for scholarships. You have to pay for it all now or wages are garnished. As they should be. Trade schools & Colleges & Universities are not free. You can thank the thirty million freeloading illegals for thousands of scholarships being used. There are some very unsavory practices going on in America that are protecting Obama's BS dreamers. Freeloading dreamers have no business using American Scholarships ever. Suck it up.

  13. I mean, college is not mandatory like a lot of people think.

    I feel as though there's a modern expectation for everyone to go to college. Go to college, get a job, and live your life. They don't teach us in highschool that there are other options out there, like trade schools, freelance work, or many industries that value experience over formal education for example. Yet, there's all these student's that have no idea what they want to do with their life. Then, Instead of taking the time to figure it out, they go to college for business, or communication, or psychology. Not because they have an interest in those fields… But because they just hope the degree will get them some kind of job after college. So the end result is that there are fewer jobs to go around for those entry-level degrees right? So the basic job requirements get higher, which forces even more people to go to college. And colleges are also businesses, so they just keep raising their prices due to the demand. So now we have all these young adults, tens of thousands of dollars in debt with no job. Yet, despite all that, the routine stays the same. It might get better soon, but until then, our generation is definitely suffering the worst of it. I just think highschool should prepare us a little better with the knowledge we need to make the decision that's right for us.

    Imo at least

  14. College and University educations in America are a big SCAM today. A scam perpetuated by Banks, Schools and the Politicians who help them get away with it. Do yourself a favor and go to a community college and then get your butt in the work force immediately! I did and I have ZERO college loads!

  15. Anchor baby gets fake degree from university, using debt subsidized and financed by the tax payer (i.e. people that work) and now wants you to bail her out. nys.

  16. White feminist woman gets knocked up by a Mexican…forces her anchor baby to grow up in a broken home…now she's working at wendys and has massive debt from a useless degree. "I never bothered even adding up what I owed"

  17. The appropriate word here is did not think about the student debt. Doesn't this kind of go along with unicorns and princesses? I guess the bill is now due and they will have to find something like a job to get by!

  18. Education in universities has now become a business not only in US but all over the world, because if any university want to provide good education then why they are taking such a huge amount of tuition fees??? , And as an individual we have to understand that our todays money saving is our future's income, always remember.

  19. I took a private loan and my interest was building up like a mountain. Currently I am between two part time jobs and completing my degree. For a start it was really difficult for me to pay those interest but now after I made myself updated by reading lots of websites on student loans and other educational problems. Sources like @t, studentloanhero and niche has helped me to do planning and implementing for my student loans. I cant wait for political current to change because every year I keep going into debt. You can do it, if I can so act now.

  20. Poor Little thing it can't add ,read. Now it screwed Mom, aunt, it self. You should have been a professor an enjoyed stealing from others. Making those big bucks off the idiots public schools turn out. But you have a 90,000 and growing piece of useless paper hanging on the wall. You could have gone to a diploma mill gotten it for 200 dollars.

  21. The only person to blame is yourself . You signed on the dotted line and now your having second thoughts the Tax payer is now suppose foot the bill? Life doesn’t work that way.

  22. I would tell her to get a job in the steel mills. They’re hiring. She lives in Pennsylvania. I work in one and can make over $100,000 a year.

  23. How the hell did you decide to get a criminal justice degree? You can be a cop in Philly with the police academy that they pay for. Why the hell do our high school guidance counselors know this shit?!?!

  24. Israel just got a check for 40 billion dollars! The average college student debt is $23,000.00, this [illegal funding] would have paid 1,739,130 students free an clear.

  25. I just can’t and won’t feel bad for people who get out loans they can’t afford… and the fact that parents know the risks, yet still encourage their kids to get loans.. Apple don’t fall from the tree

  26. This video was published to Youtube June 28, 2016. Judging by the scenery, it was filmed during the spring season. Perhaps 2016? If not, 2015. In either case her 2014+ Hyundai Elantra is another pile of debt that she threw on her plate. Get rid of that damn thing and it'll free up a few hundred $$$$ per month.

  27. The banks never have your best interests at heart. They disguise scamming with “interest rising to offset the economy”

  28. What is happening with the American dream? Only if someone wants to know how is in others countries, I was in national university of Mexico paying half dollar every 6 months for high quality of education in the biggest campus in iberoamerica I have only mother, almost I didn’t met my father, my mom is a secretary no formal education but thank you to the taxes of all the Mexicans, now I’m doctor anesthesiologist earning good money having vacations in all the world with beautiful family, house and truck, in one travel for east Europe I met a beautiful Ukrainian girl now we have a child but all of this only for FREE EDUCATION and of course a lot a hard work for to get my degrees, but U.S. needs to stop this commercialization of education, because now the quality of life in countries like Mexico is increasing and in U.S. decreasing…by the way my opinion is because I have jet lag in vacations in Thailand and I can’t sleep

  29. i have no "degree" but I have attended many advanced classes for decades and paid as I went. if you don't understand a loan and repayment terms you are probably not college material. A BS degree may cost $180,000 and at 6% it takes 20 years of $1200 monthly payments to satisfy the loan. This is 4th. grade arithmetic.

  30. College really makes the most incapable people in the world.. They can barely start a lawnmower or just basic stuff , very few are hands on and are trained to work just to pay bills instead of being self reliant …

  31. I don't feel bad for people taking out student loans for degrees that are almost useless. I do feel bad for students who are constantly told they have to go to college to get a good job. If you're not afraid to do physical work, apprenticeships are perfect. I did an electrician apprenticeship with a major energy supplier. I took a pay cut to $14 an hour, but after a year had progressed to around $20. After I was finished, I progressed to my top scale at I believe at the time was around $27 or $28 an hour. Currently at $43 an hour. Only debt I have is a mortgage that is almost paid off. I would love to see more younger people going after these jobs as we are aging in all trades.

  32. just like you have to plan to pay back a mortgage, you have to plan to pay back student loan debt. If you cant afford it, dont. dont no ask the public to pay for your choices.

  33. Pro tip….get experience in ANY way shape or form. By the time 4 years is up, you will have the experience over college grads and probably be their boss. So exercise contacts first. Unless you are a Doctor or Lawyer, nobody cares if you have a degree. There is not database that verifies this. HR never calls to verify it…..ever. HR does call to check experience.

  34. Schools must be forced to pay for the useless educations that they provide! Please join me at The Student Loan Revolt!

  35. In a nutshell: College is a business. They do not, actually, care about you or have your best interests at heart. They want your money and that's it, end of story. More to the point, companies hiring want to see what you've done and what your capable of, ie a portfolio of work/relevant experience, more than they care where you studied.

  36. Don't ever say that a bunch of women ever make bad decisions…!

    Pfffffffffffffffffffffffffttttttttt bahahahahahahahahahaha!!!

  37. You know Jessie, my daughter pulled out after her Sophomore year because she saw the scam, anyways, I pray for your recovery and thank you for coming out with the truth!!

  38. School is important the system however is a sick joke, straps you into debt and you haven't even started your walk down path of life

  39. I agree with Jesse. 18 years old is too young to decide what to do with the rest of your life. This is how colleges scam kids. They make you commit.

  40. Don’t want student debt
    Don’t take out student debt.
    I can’t help it if feminist lies brain washed all these young girls into thinking collage & career are more important than marriage & children.
    You signed for it you owe it.

  41. The data states that the vast majority of this group of ' debtors '
    Are – FEMALES.


  42. Get trade first period go into the military work for 4-8 years save up the money stay at home if you can stay out of trouble have no kids then go to college

  43. Social organism consists of many interacting systems. These systems carry out various functions, often compete for public resources, for political advantage, etc. One such system is our universities. Its original purpose is clear. But before our eyes this system has overgrown its normal function and started playing huge and ominous role. It acts as a malignant tumor which spreads deadly poison. This poison is socialist ideology. It threatens to devastate businesses, to change radically political landscape, to ruin our way of life. Yet the universities themselves are immune to the poison and thrive financially in this atmosphere. They managed to devour huge resources while leaving the society with student debt crisis. After achieving all that our socialists want the public to pay off the $1.5T debt while letting the universities to keep the loot. Quite a feat! What other industry can boast of such success?!

  44. 90% of people don’t need a college education we need to stop this myth that to be successful you need to go to college.

  45. Did I miss something, if she stays with her mom, the $400 a month rent could go to the loan payment to reduce the debt .

  46. F*ck me! US$90,000 for a Criminal Justice degree? I took a total of ~$36k Canadian in student loans to finance a practical degree. Sure it took me a while to pay it back (my choice as i could have paid it back much sooner). Only reason I took a loan was because I knee I could pay it back upon graduation.

  47. I got a bachelors in criminal justice in a school three times cheaper then the school she went to and a masters from a university and still have less in student loans then she does

  48. The student loan debt is not the only crisis.  When you add child support payments on top then problem is worst.  With  both programs you cannot discharge in bankruptcy. Why is the government imposing this restriction on our future population.

  49. Getting into the trades is a better bet, but let’s be honest.

    Just create a product and sell it. You don’t even need to pay for a TV ad or radio spot anymore. Social Media could help you make millions if you do it right

  50. This girl seems like she doesn't think things through and takes one bad decision after the other. She seems naive. Should the govt or the system be held responsible for the bad decisions that people make?

  51. We have it all ass-backward including the guru's that teach you to squirrel away every penny you earn. Let me ask you this. WTF are you saving for? Your golden years so that you can have all that fun when you are over 60? That is complete BS. First of all, get the fucking middlemen out of the way. This includes the banks, schooling institutions, and everyone else with their hand out looking to take advantage of students so you can get on their payroll for life. If you want to get a good education get a trade. Period. Even better get one where you can apprentice. That way your education is paid for in advance and you perhaps even earn as you learn. Right out of high school I told my oldest son to go into the military. When in there I told him to take every dam course he could get his hands on. He makes 60K a year while doing it. He has been in there 3 years now and has done over 11 courses. More than most guys who have been there ten years. Ya, he chooses to take course versus having three kids before he's 30 and at least two wives. My middle son is finishing his law and security diploma (which will get him offers the same as this student). Cost: $4000.00 a year. He opted to do it in a year and a half so even more savings. I paid for it and I invested in him so it is money well spent. Even if he had to take loans he would only have 8K debt. Not 90K. My daughter is working at MacDonald's making $813.00 every two weeks. She is 18. Get it????? Live now. Gain real-life experience and start living today. Not when you are 60 and have been insolvent at least once. These schools are mostly businesses that run huge and expensive sports programs; they run property rental businesses and they pay their professor's exorbitant salaries to produce (wait for it)….nothing. This is some honest life advice from a 56-year-old and what to tell all these a-holes lining up for you to support their largess. Soon they'll expect you to pay for their retirement too. You willing to do that? Tell them all where to go and get your own independence. Look if you can predict what the world is going to look like 40 years from now then you are better than most of the so-called experts. So stop believing the lie. Start living now.

  52. My dad paid for my college education which is why I have zero student loan debt. Most people aren't so fortunate like I am. I got a bachelors degree in accounting from NC State in May 2006. I currently only make $9.20/hr in my job but that is okay with me since I have Aspergers and am on the middle functioning end of the autistic spectrum. I live with my parents and so does my younger brother with cerebral palsy. My dad works very hard for the family and he has an extraordinarily hard life. Not going to tell his story here because he wants to keep it private.

  53. This mom is not smart. She pawned the loan off on her sister. That is pathetic. The mom takes no responsibility for anything. No dad in the picture. Crappy neighborhood. Her mom sucks!

  54. Everyone on here trashing her, look at how dumb her mom is and how the dad is absent. Her mom taught her nothing but to live in the ghetto. All of the adults in her life are losers. And what a shocker, she resembles those that she is around.

  55. 90k in debt and makes 39k a year …… you can repay the debt in 2-3 years while on bread and water and doing overtime or having a part time job. ….. yeah cant have vacations to panama tho!

  56. I completely understand. I'm not complaining about my debt, i'm living with it and paying for it. I'm not letting it keep me from saving for a house and starting a family. But going to a community college doesn't always guarantee you'll save money. I thought that too when i got my associates in computer science. Come to find out, when i transferred to the cheapest STATE university near me they wouldn't accept my programming courses. I had to take the same programming classes all over again plus the remaining classes needed to get my bachelors. I saved nothing, had no help from my parents until my last year, and i still had small debt from trying to pay for community college out of my own pocket. I didn't qualify for grants or scholarships because my parents made too much. And to those people bashing her for vacationing need to stop. There is nothing wrong with taking a vacation once or twice a couple of years! We were not put on this earth to be born, pay bills, and then die! I want my life to be somewhat eventful considering i don't know how long i have in this world. That's why i got a second job, not to pay more towards my student loans but to travel and experience the world! Actually enjoy life away from bills and stress.

  57. Some people go to college and don't know what they want to be. You can't know if college is the right choice without knowing what you want to do in the future. Why would you go to college for a trade skill job, or to do anything that doesn't make much money in the end? A college degree doesn't prepare you for jack. Much better off having real world experience.

  58. After watching this, as a Gen X'er in my 40's from Australia, feminism (with the aid of red pilling men via the internet aka MGTOW) has truly liberated & freed men from geocentrism. What red pilled man with no debt and a few bucks in his pocket would get involved with women like this, which is now the majority of western women including here. Even after a few years of marriage, a debt contract til 40 something, she now walks away from the marriage (as 80% of females do) and the court says your now responsible for any remaining debt, child support & alimony as well as being stripped away from any other assets accumulated (Screw that). I not divorced or even from the US and I can even see how this mess is going to end for all the liberated women out there. However, this really does need to happen though and a generation of entitled women need to be scarified, work til their 60's and beyond with no help from men to realise they were lied to by feminists of having it all. Meanwhile men, step back, NEVER ever help women and let them dig their own hole, travel the world and have non committal / cohabitation relationships and enjoy life. If you want kids, how about helping a few poor kids in a village somewhere else instead. All men (married or not) and boys should youtube MGTOW, find out if the truth from other men and not MSM.

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